Privacy Policy

We at Viyonapay – ViyonaFintech India Pvt Ltd describe the procedure we follow to handle your personal information. It refers to the information that is being collected within Viyonapay. By accepting the privacy policy you acknowledge the practices and policies outlined within this policy and hereby give your approval that we will use, collect and share your information in the following ways –

We will collect and store the following Personal data

Email id, phone number, physical contact information and sometimes the financial information such as credit card information or bank account details.
Transaction information based on the activities done within Viyonapay – ViyonaFintech India Pvt Ltd.
Shipping, billing and other important information that you provide to purchase a particular item.
Information that we ask you to submit to authenticate yourself so as to verify your information. We may also ask for additional information like electricity bill,etc that helps in verifying your identity or ownership related to a particular item/product.
Other related information that may be obtained by your interaction with other websites including device ID, computer and connection information, statistics on page views, traffic to and from sites, IP address and web log information.
Demographic details and navigation data from other sources.
We would also be collecting your email id along with name, address, contact details,etc in order to send you a reply or other information from third parties,etc.

Information collected automatically

Whenever you interact with our services, we automatically receive and record information on our server logs from your browser including your IP address, ”cookie” information and the page that you have requested. This exercise can be easily prevented by changing the settings within your mobile or computer device

The use of Personal Information

We use your personal information to provide a smooth, safe, efficient and customized experience.
Create your account successfully with proper validation of each of the details that you have filled in.
Identify you as a user within the system.
Send you a welcome email and also information within email & SMS after each successful transaction.
Provide you with the service and customer requests.
Customize, measure and improve service and content.
Tell you about our services, service updates and promotional offers based on your preferences.
Compare information for accuracy and verify it with third parties.
Service providers under contract who help with our business operations (such as fraud investigations, bill collection, affiliate and rewards programs).
Other third parties to whom you explicitly ask us to send your information (or about whom you are otherwise explicitly notified and consent to when using a specific service).
Law enforcement, governmental agencies, or authorized third-parties, in response to a verified request relating to a criminal investigation or alleged illegal activity or any other activity that may expose us, you, or any other Viyonapay User to legal liability. In such events, we will disclose information relevant to the investigation, such as name, city, state, ZIP code, telephone number, e-mail address, User ID history, IP address, fraud complaints, bidding and listing history, and anything else we may deem relevant to the investigation.
Other business entities, should we plan to merge with or be acquired by that business entity, or any parent company, subsidiaries, or other companies under a common control. (Should such a combination occur, we will require that the new combined entity follow this Privacy Policy with respect to your Personal Data. If your personal information will be used contrary to this policy, you will receive prior notice). In the event of an insolvency, bankruptcy or receivership, your Personal Data may also be transferred as a business asset.

Security of the information stored within Viyonapay – ViyonaFintech India Pvt Ltd

The account that you use is protected by a password for your security. If you access your account via a third party or a service provider then you should have additional different sign-on protections vis that third party or service provider. It is our duty to protect your information within the database and server we posses,however we do not guarantee complete security.
We take this responsibility to protect the privacy of your account and other personal information we hold in our records. Unauthorized use or hardware and software failure and other factors may compromise the security of your information. The services may lead to links to other websites. We are no where responsible for the security or privacy policies of any other site apart from Viyonapay.

No Spam, Spyware or Malpractices

We do not tolerate spam and malpractices. Make sure that you provide proper terms and conditions for each advertisement that you are going to generate so as to evade off any malpractice that could lead to loss of business.
You cannot use our marketing tools to send spams or Spoof emails to the users that violate our User Agreement. We automatically scan and may manually filter messages to check for spam, viruses, phishing attacks and other malicious activity or illegal or prohibited content, but we do not permanently store messages sent through these tools.

Changes to this privacy policy

The privacy policy is subjected to change from time to time. The changes will be immediately effective for new users of our Service. We will notify to you about the change of our privacy policy by sending an email to you. It is your responsibility to update us with the latest email id or information for the required communication. We would not be liable for account of loss of any information if the mail has reached you and it has been not been read by you. Continued use of our Website or Service following notice of such changes shall indicate your acknowledgement of such changes and agreement to be bound by the terms and conditions of such changes.

Viyonapay: Your Gateway to Simplified Financial Services. Offering streamlined banking and payment solutions for a faster, safer financial journey.

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Viyona Fintech is not a bank but a technology platform for digital financial services, operating in partnership with RBI-licensed banks and financial institutions. All funds in the customer’s bank account are insured as per the limits under the RBI’s deposit insurance scheme. Corporate Identity Number: U74999TG2022PTC160052
Important Note:
Never share your password, card number, expiry date, CVV, PIN, OTP, or any other confidential information with anyone, even if the person claims to be from Viyona Fintech India Pvt Ltd.